We Offer

Recreational Vehicle (R.V.) Insurance

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Coverage for when your home away from home hits the open road

What is Recreational Vehicles Insurance?

This form of insurance protects towable and motorized recreational vehicles. Since RVs are designed for long-distance travel, they are a lot more likely to get into trouble compared to ordinary passenger cars. This type of insurance gives RV owners enough money to make repairs, restorations and pay for other expenses.

Who it is For

Recreational vehicles insurance covers several classes of motor homes including Class A, Class B and Class C. This insurance is also valid on popular RVs that could be hauled such as pop-up campers, travel trailers, fifth-wheelers and truck campers. People who want to insure their RVs might need to obtain a commercial driver’s license in order to buy appropriate coverage as mandated by local laws and regulations.

How it Works

Before an RV can be insured, it must be reviewed by the insurance company for an array of risk factors. The expected distance that an RV travels per month ultimately determines the insurance rates throughout the course of the coverage term. RVs that have flammable liquids and other hazardous substances on board are also considered very risky. Insurance companies charge premium rates for RVs that are in poor mechanical condition. Surely, RVs with excellent safety records and features can qualify for some discounted rates on the monthly bills.

Different Types of Coverage in Existence

Motorized RVs have to be insured with a liability policy, which gives money for medical bills compiled by injured passengers and drivers. Comprehensive and collision policies are valid on motorized and towable RVs. Such insurance plans pay for mechanical and cosmetic repairs. A unique clause of comprehensive insurance includes payment for damage that results from fire, vandalism and encounters with animals. Roadside assistance is another important coverage for RVs that are driven to remote locations.

Major Benefits

A recreational vehicle can be expensive to operate, maintain and repair. Fortunately, insurance for recreational vehicles provides plenty of money to cover major expenses that result from accidents and incidents on or off the road. Insured RVs that are parked at camping sites are protected against numerous common threats including damage by animals and extreme weather.

Great service and always available!
Allison Clayton
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
Peggy Whalen
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
Autumn Stankay
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
Dominic DiDonne (Dom & Nikki)
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour. Very easy and quick the guy also asked if I was OK and in a safe location.
Nicholas Prettiman
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
Laura Wilkinson
We have been with Graham Insurance for decades. Always a no-hassle experience and very competitive rates. A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
Kimberly Bringe