We Offer

Child Life Insurance

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Giving the gift of a Child Life Insurance Policy provides for the future.

One of the primary reasons for buying child life insurance is to ensure that the child can have life insurance as an adult, regardless of future health conditions. Some policies guarantee the option to buy additional insurance at certain points in life without the need for medical underwriting.

In the unfortunate event of a child’s death, life insurance can cover funeral costs and other related expenses, which can be financially and emotionally burdensome for a family.  Certain policies also offer riders that waive premium payments if the parent or guardian who holds the policy dies, ensuring that the child’s coverage continues. Child life insurance policies can include riders or provisions that provide financial benefits if the child is diagnosed with a critical illness or requires certain types of medical treatment.

Whole life insurance policies for children often include a cash value component that grows over time and can be used in the future for expenses such as education or a down payment on a home. As it carries a low cost, this component makes it a valuable investment for the little one in your life.

 
 
 
 
 
 
 
  
 
 
  
Great service and always available!
  
 
 
  
 
 Allison Clayton 
 
2023-11-16
 
 
 
  
 
 
  
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
  
 
 
  
 
 Peggy Whalen 
 
2023-11-15
 
 
 
  
 
 
  
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
  
 
 
  
 
 Autumn Stankay 
 
2023-06-01
 
 
 
  
 
 
  
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
  
 
 
  
 
 Dominic DiDonne (Dom & Nikki) 
 
2023-04-03
 
 
 
  
 
 
  
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour.  Very easy and quick the guy also asked if I was OK and in a safe location.
  
 
 
  
 
 Nicholas Prettiman 
 
2022-09-07
 
 
 
  
 
 
  
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
  
 
 
  
 
 Jon 
 
2021-02-12
 
 
 
  
 
 
  
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
  
 
 
  
 
 Laura Wilkinson 
 
2020-02-27
 
 
 
  
 
 
  
We have been with Graham Insurance for decades.  Always a no-hassle experience and very competitive rates.  A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
  
 
 
  
 
 Kimberly Bringe 
 
2020-02-14