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Term Life Insurance

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Have the peace of mind of knowing the ones you love will be cared for

No one wants to think about the moment that they will die. However, you can’t avoid it. You need to be prepared when the time comes in order to take care of your loved ones and any expenses that are involved with your passing. This is where life insurance comes in.

What is Life Insurance?

When you hear about insurance policies that are under the umbrella of life coverage, you are talking about insurance that will provide payment to beneficiaries after your passing. It’s a policy that you open to cover funeral expenses, medical expenses, bills, and provide your loved ones with financial security.

Who Needs This Type of Insurance?

When you choose to open a policy that is defined under the category of life, it is primarily for adults of any age. However, parents and legal guardians can open policies for children that will cover any funeral expenses in the event of a tragedy. These policies can evolve and continue to provide protection when children grow to adulthood.

What are Types of Life Coverage?

There are several types of life coverage when it comes to insurance. Level term insurance will offer one level of death benefit throughout the entire period that the policy is maintained. Whether it’s been opened for a year or twenty year, the amount that is received by beneficiaries will be the same. A decreasing-term policy will mean a decrease in the amount of benefits over time. Often, there is a certain amount until 70 or older. At that point, the policy begins to depreciate.

What are the Benefits of Having Life Coverage?

Your passing is hard enough on those who love you. By having life coverage for insurance, you will relieve your family members of financial burdens. Your expenses for your funeral and medical bills could be considerable, not to mention your family will need to continue to survive after your death. You can ensure their comfort once you are gone. Life coverage is a responsible choice that will help your family members to take care of their financial obligations.

Great service and always available!
Allison Clayton
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
Peggy Whalen
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
Autumn Stankay
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
Dominic DiDonne (Dom & Nikki)
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour. Very easy and quick the guy also asked if I was OK and in a safe location.
Nicholas Prettiman
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
Laura Wilkinson
We have been with Graham Insurance for decades. Always a no-hassle experience and very competitive rates. A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
Kimberly Bringe