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Boat Insurance

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Don’t let unexpected waves ruin your investment in adventure.

If you love boating and own a boat that you use for business or pleasure, you want to protect your investment. Like other vehicles and valuables, boat insurance is designed to provide you with a sense of security in the event that anything happens with your favorite vessel. If you are going to put your boat in the water, you need to be insured.

What is Boat Insurance?

Like motor vehicle insurance or homeowner’s insurance, you’ll find that there is insurance intended specifically for boats as well. It’s a safeguard that will provide you with financial compensation.

Who is Insurance for Boats Intended For?

If you own any type of boat, from a row boat to a yacht, insurance for boats is a wise choice. It is for anyone who owns a boat and plans on using it on lakes, rivers, ponds, or the oceans. Regardless of how often you go out on the water or how big your boat is, you should have coverage.

How Does Insurance for Boats Work?

If you are planning on opening an insurance policy for your boat, you will need to do your research and find insurance brokers who deal with boat coverage. The next step will be to inform the insurance company about what type of boat you have and the type of coverage that you want. You will have a premium that you must pay on time in order to maintain insurance.

What are Types of Insurance for Boats?

You can have an agreed value policy that is based on the value of your boat that was assigned at the time your policy was opened. If you have an actual cash value policy, you will have to deal with depreciation. You can also have coverage for towing, consequential damage, salvage, a cruising extension, or any type of specialized coverage you may need.

Great service and always available!
Allison Clayton
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
Peggy Whalen
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
Autumn Stankay
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
Dominic DiDonne (Dom & Nikki)
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour. Very easy and quick the guy also asked if I was OK and in a safe location.
Nicholas Prettiman
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
Laura Wilkinson
We have been with Graham Insurance for decades. Always a no-hassle experience and very competitive rates. A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
Kimberly Bringe