We Offer

Dwelling Fire Insurance

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Additional Dwelling Fire Insurance is Essential for Some Homeowners

Dwelling fire insurance is an important extra policy that covers properties you own, but do not live in most of the year. This includes vacation homes, cottages, cabins, or rentals. Various factors like climate change, electrical faults, and urbanization have led to an increased risk of fire. Standard homeowners’ insurance covers fire damage but often has limitations.

Unoccupied homes are subject to fires caused by electrical shorts, lightning strikes, and vandalism. Renting out your property leaves it at a higher risk for a fire caused by the careless behavior as you have little control over what happens in a property in which you do not reside.

Common gaps in coverage, such as specific types of property or damage often exceed policy limits of standard policies. Obtaining dwelling fire insurance can fill these gaps.

While no one expects a fire, being prepared with the right insurance can make all the difference in recovery and peace of mind.

 
 
 
 
 
 
 
  
 
 
  
Great service and always available!
  
 
 
  
 
 Allison Clayton 
 
2023-11-16
 
 
 
  
 
 
  
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
  
 
 
  
 
 Peggy Whalen 
 
2023-11-15
 
 
 
  
 
 
  
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
  
 
 
  
 
 Autumn Stankay 
 
2023-06-01
 
 
 
  
 
 
  
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
  
 
 
  
 
 Dominic DiDonne (Dom & Nikki) 
 
2023-04-03
 
 
 
  
 
 
  
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour.  Very easy and quick the guy also asked if I was OK and in a safe location.
  
 
 
  
 
 Nicholas Prettiman 
 
2022-09-07
 
 
 
  
 
 
  
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
  
 
 
  
 
 Jon 
 
2021-02-12
 
 
 
  
 
 
  
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
  
 
 
  
 
 Laura Wilkinson 
 
2020-02-27
 
 
 
  
 
 
  
We have been with Graham Insurance for decades.  Always a no-hassle experience and very competitive rates.  A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
  
 
 
  
 
 Kimberly Bringe 
 
2020-02-14