We Offer

Commercial Auto Insurance

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Coverage for your business investments when they are on the move!

What is Commercial Auto Insurance?

Commercial auto insurance protects a fleet that is operated by enterprises, organizations and government agencies. Such a policy provides various monetary benefits for automotive repairs for insured vehicles that have been involved in crashes, accidents and other situations on or off the road.

Who it is For

Such an insurance is offered to businesses, non-profit organizations, higher education institutions and government agencies that operate commercial vehicles. Trucks, vans and buses are some of the most widely used commercial vehicles. It’s also possible to insure a passenger vehicle under this insurance. For example, sedans and SUVs that used to transport products or people are eligible for this insurance policy.

How it Works

Before a commercial vehicle can be properly insured, it has to be evaluated by an insurance company. The total distance that an insured vehicle is expected to travel per day plays a big role in the insurance premium. Of course, insurance agencies also consider many other factors such as the experience of the drivers, makes and models of the vehicles and many more. Commercial vehicles that have the latest active and passive features often qualify for major discounts on the insurance policies.

Different Types of Coverage in Existence

A liability plan provides monetary benefits to anyone who is injured in an accident involving a commercial vehicle. An uninsured motorist policy protects commercial vehicles from damage that is made by other drivers who do not carry valid auto insurance. With comprehensive coverage, commercial vehicles are insured against an array of possible situations such as vandalism, severe weather and freak accidents. Collision insurance yields money for mechanical and cosmetic repairs for commercial vehicles that have been involved in a collision with other cars, people, animals or inanimate structures.

Major Benefits

Any enterprise or entity that has this type of insurance can save money on repairs of a commercial fleet. Trucks and buses that travel long distances can also be covered with roadside assistance to ensure they don’t get stranded and lose precious time and money. This insurance also gives peace of mind to passengers who ride in insured commercial vehicles.

 
 
 
 
 
 
 
  
 
 
  
Great service and always available!
  
 
 
  
 
 Allison Clayton 
 
2023-11-16
 
 
 
  
 
 
  
Already did this. But won't hesitate again to let others know this is a top notch company and I'm so blessed to have them working w me!
  
 
 
  
 
 Peggy Whalen 
 
2023-11-15
 
 
 
  
 
 
  
Jim Graham is extremely knowledgeable, attentive and kind. He took so much care and time to find the right cocktail of insurance for my business's specific needs!
  
 
 
  
 
 Autumn Stankay 
 
2023-06-01
 
 
 
  
 
 
  
I highly recommend Graham Insurance group. Great customer service, friendly people, and always is looking at your best interest.
  
 
 
  
 
 Dominic DiDonne (Dom & Nikki) 
 
2023-04-03
 
 
 
  
 
 
  
Locked my keys in my car on a Sunday and called the roadside assistance and had my car unlocked within the hour.  Very easy and quick the guy also asked if I was OK and in a safe location.
  
 
 
  
 
 Nicholas Prettiman 
 
2022-09-07
 
 
 
  
 
 
  
My father was with Graham Insurance and when I needed insurance I went to them as well. They have always been professional and helpful. Even though I rarely called them they know who I am as soon as I told them my name. I highly recommend them for all your insurance needs.
  
 
 
  
 
 Jon 
 
2021-02-12
 
 
 
  
 
 
  
I have been with nationwide for years, they have always been friendly, helpful and professional. I have always been able to count on them for my auto and home insurance.
  
 
 
  
 
 Laura Wilkinson 
 
2020-02-27
 
 
 
  
 
 
  
We have been with Graham Insurance for decades.  Always a no-hassle experience and very competitive rates.  A huge thanks to Ronni who helped us recognize our new coverage needs and completed the process seamlessly.
  
 
 
  
 
 Kimberly Bringe 
 
2020-02-14